Despite Rise in Online Shopping, Brick-and-Mortar Remains Supreme
Online shopping is steadily becoming a standard for American households, but that has not dulled the appeal of brick-and-mortar stores. According to T.D. Bank’s 2017 Retail Experience Index, 51% of...
View ArticleRetailers Move Up Online Order Date for Guaranteed Christmas Delivery
Consumers are shopping online for their holiday gifts in incredible numbers, with record breaking sales on Black Friday, Cyber Monday and the days that followed. According to Adobe Digital Insights,...
View ArticleHow Can You Stay Safe While Shopping Online
According to research from WNS DecisionPoint, e-commerce edged out traditional in-store shopping this holiday season. Additionally, even when shopping in brick-and-mortar stores, many shoppers viewed...
View ArticleCustomers Search Online While in Stores – How Are Retailers Adjusting?
According to the latest Mastercard SpendingPulse report, retail sales during the Christmas season increased 4.9% over last year. Online sales jumped 18.1% from 2016 to 2017, but that didn’t stop...
View ArticleHas the Switch to EMV Caused an Increase in Card-Not-Present Fraud?
America was once riddled with duplicate credit card fraud. Criminals would replicate data from a card’s magnetic strip and use it on a fake card to complete a transaction. When the country made the...
View ArticleLowCards.com Weekly Credit Card Update–March 9, 2018
Amazon Wants to Make it Easier to Shop its Website Without a Credit Card Amazon is in early talks with financial institutions including J.P. Morgan Chase to help launch checking account-like products,...
View ArticleLowCards.com Weekly Credit Card Update–March 16, 2018
Amazon Wants to Dominate Office Supplies With Its Credit Card Amazon is planning to offer a credit card to U.S. small-business customers, furthering its push to supply companies with everything from...
View ArticleLowCards.com Weekly Credit Card Update–April 20, 2018
Small But Growing Number of Restaurants Are Going Cashless The trend toward cashless small and mid-sized businesses is fairly new. During a busy lunch hour with customers lined up at ordering stations...
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Consumers More Worried about Identity Theft Than Holiday Overspending
According to a new study from CreditWise from Capital One, identity theft and financial fraud are the biggest concerns for the holiday shopping season. Thirty-seven percent of respondents were worried...
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LowCards.com Weekly Credit Card Update–December 27, 2018
Mastercard Says U.S. Retail Holiday Spending Increased 5.1%, Online Holiday Spending Grew 19.1% According to Mastercard SpendingPulse, which provides insights into overall retail spending trends across...
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LowCards.com Weekly Credit Card Update–January 11, 2019
Credit Card Surcharges OK’ed In New York New York has banned the ban. In the wake of court filings this week that effectively ended a challenge to surcharges on credit card transactions in New York,...
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Only 14% of U.S. Consumers Using Mobile Wallets for In-Store Purchases
Mobile wallets have become a part of today’s culture, but are they as popular as they appear to be? According to a new study from Juniper Research, only 14% of U.S. consumers use mobile wallets for...
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Over 25% of Shoppers Pay for Purchases via Smartphone
Smartphones have had a profound impact on society, and are continually changing the way people shop. According to the Remote Payments Study from PYMNTS, mobile shopping is changing the way people...
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LowCards.com Weekly Credit Card Update–February 8, 2019
Should Amazon Consider Issuing its Own Cryptocurrency? Customers of e-commerce giant Amazon have expressed the desire to be able to buy cryptocurrency from the company, a new report by Investing.com...
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LowCards.com Weekly Credit Card Update–March 15, 2019
More Refunds Are Being Made With Prepaid Debit Cards. Is That a Good Thing For Consumers? A growing number of companies in numerous industries now routinely provide rebates and refunds in the form of...
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Free Price Tracking App Gets You Money Back If Price Drops
There is a free price tracking app that could save consumers a significant amount of money on their online purchases. Capital One joined with Paribus two years ago to offer a free tool to monitor the...
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Americans Are Already Worried about Holiday Debt
According to a new survey from Splitit, Americans are already expressing financial concerns about the upcoming holiday season. Debt is the biggest source of stress, with 42% worried about how holiday...
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Black Friday Losing Some Appeal With Shoppers
Black Friday may be losing some of its appeal with holiday shoppers. More than half (55%) of the respondents in Accenture’s 13th Annual Holiday Shopping Survey said they were less inclined to shop on...
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Credit Card Networks Create a Uniform Online Checkout Process
The top credit card networks in America are teaming up to create a streamlined checkout process for ecommerce sites. Visa, Mastercard, Discover and American Express are implementing a click to pay...
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LowCards.com Weekly Credit Card Update–October 25, 2019
Visa, Mastercard Say They Just Made Mobile Shopping a Lot Easier The world’s biggest card networks—a group that includes Visa, Mastercard, American Express and Discover—have joined forces in an effort...
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